Structured Settlement
Annuities

A Strategic Approach to Personal Injury Cases

Helping When It Matters Most

Tory Owens didn't use a structured settlement and regretted it. In fact, he believes in them now to the point of making his living as a Structured Settlement consultant.

A Structured Settlement Annuity turns a settlement over a personal physical injury into income that can last for life. It provides tax-free1 payments over time that are designed specifically to meet the injured party's needs. Specialized consultants like Tory facilitate the settlement process and help design and negotiate the structure.

Structured Settlements Can Benefit All Parties Involved

Benefits for the Injured Party

  • Customized Design: Payments are designed to help meet the claimant's current and future financial needs over a defined period of time so that they may plan ahead. 

  • Stable Income: Structured payments can provide claimants with predictable income they can rely on for the rest of their lives. 

  • Tax Benefits: Structured settlements are tax-free1, versus investment earnings on a lump sum that are usually taxable. 

Benefits for the Defendant

  • Quicker Outcomes

  • May Reduce Costs

  • Avoids Injury Trial

  • Potential Tax Deductions

Why Choose Us?

Our commitment to always be there for you and your clients is reflected in our consistently high financial-strength ratings and award-winning service. For nearly 160 years, financial professionals and their clients have put their trust in our strength and stability.

 
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Pacific Life Insurance Company

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1Excludable from gross income under Internal Revenue Code (IRC) Section 104(a)(1) or (2).

Contract Form Series: ICC11:10-1213 State variations to contract form series may apply.

Pacific Life is a member of the National Structured Settlements Trade Association.

 

Pacific Life, its affiliates, their distributors and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

 

Insurance products and their guarantees, including optional benefits, annuity payout rates, and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the insurance company with regard to such guarantees because these guarantees are not backed by the independent broker/dealers, insurance agencies, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the issuing company.

 

Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company and in all states by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

 

For financial professional use only. Not for use with the public.