Why Structured Settlement Annuities

A structured settlement annuity offers personal physical injury parties the ability to design a flexible payment schedule to fit their needs. Periodic payments can be used to help ease the burden of lost earnings, pay for ongoing medical expenses, set up a college fund, as well as support a loved one.

Structured settlement annuities provide...

 

  • Income-tax-free1 payments

  • The option to defer payments out into the future

  • Guaranteed payments for your lifetime, a set period of time, or as lump sums

 
1Excludable from gross income under Internal Revenue Code (IRC) Section 104(a)(1) or (2).

For Use with Clients

Options for Minors’ Essential Needs
Selecting a Structured Settlement Provider
Selecting a Structured Settlement Provider (NY Spanish Version)
Selecting a Structured Settlement Provider (NY Version)
Selecting a Structured Settlement Provider (Spanish Version)
Structuring Your Future
Structuring Your Future (Spanish Version)
Why Designate a Beneficiary?
Why Structure a Nonqualified Settlement
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For more information, contact your Structured Settlement Consultant. 

Pacific Life is a member of the National Structured Settlements Trade Association.

 

Pacific Life, its affiliates, their distributors and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

 

Insurance products and their guarantees, including optional benefits, annuity payout rates, and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the insurance company with regard to such guarantees because these guarantees are not backed by the independent broker/dealers, insurance agencies, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the issuing company.

 

Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company and in all states by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

 

For financial professional use only. Not for use with the public.