Structured Settlements
Annuities

A Strategic Approach to Personal Injury Cases

Helping When It Matters Most

Structured settlements annuities turn settlements over personal physical injuries into income that can last for life. They provide tax-free1 payments over time that are designed specifically to meet the injured parties' needs. Specialized consultants facilitate the settlement process and help design and negotiate the structure. Watch the video to hear one man's story and how he has made it his mission to educate others on the benefits of structured settlements.

Structured Settlements Can Offer Benefits Multiple Parties Involved

Benefits for the Injured Party

  • Customized Design: Payments are designed to help meet the claimant's current and future financial needs over a defined period of time so that they may plan ahead. 

  • Stable Income: Structured payments can provide claimants with a stream of income they can rely on for the rest of their lives. 

  • Tax Benefits: Structured settlements are tax-free1, versus investment earnings on a lump sum that are usually taxable. 

Benefits for the Defendant

  • Quicker Outcomes

  • May Reduce Costs

  • Avoids Injury Trial

  • Potential Tax Deductions

Why Choose Us?

Our commitment to always be there for you and your clients is reflected in our consistently high financial-strength ratings and award-winning service. For nearly 160 years, financial professionals and their clients have put their trust in our strength and stability.

 
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Pacific Life Insurance Company

Pacific Life & Annuity Company

25-302B

SSQ1386-02 3/26

1Excludable from gross income under Internal Revenue Code (IRC) Section 104(a)(1) or (2). 

Contract Form Series: ICC11:10-1213 Rider Series: ICC13:20-1280, ICC25 20-1290

State variations to contract form series may apply.

Pacific Life is a member of the National Structured Settlements Trade Association.

 

Pacific Life, its affiliates, distributors, and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

 

Insurance products and their guarantees, including optional benefits, annuity payout rates, and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the insurance company with regard to such guarantees because these guarantees are not backed by the independent broker/dealers, insurance agencies, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the issuing company.

 

Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company and in all states by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency

For structured settlements consultant use only. Not for use with the public.