Structured Settlement Annuities

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At Pacific Life, we will continue to be here for you during uncertain times and beyond.


For more than 150 years, Pacific Life has helped millions of individuals and families with their financial needs. Whether your goal is to help protect loved ones or grow assets for retirement, Pacific Life offers innovative products and services that provide value and financial security for current and future generations.


What is a Structured Settlement Annuity?


A Structured Settlement Annuity (SSA) provides tax-free, periodic payments over a period of time, specifically designed to meet an injured party's needs. Specialized consultants facilitate the settlement process, as well as help design and negotiate the structure. 


Why choose a Structured Settlement?

Benefits for the injured party:

Features Customized Design: Payments are specifically tailored to meet the injured party's particular financial needs over a defined period.

Emphasizes Stability: Payments are designed to help meet the claimant's current and future financial needs.

Promotes Security: Structured settlement provide the dependability of a highly rated financial institution.

Benefits for the defendant:

  • Leads to faster settlement
  • May reduce costs
  • Avoids Jury trials
  • May allow for tax deduction (self-insured)

Pacific Life is a member of the National Structured Settlement Trade Association

Pacific Life, its affiliates, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

Pacific Life & Annuity Company will issue annuity policies if ANY of the following occur inside the state of New York: solicitation, sales, negotiation of settlement, court/legal action, or claimant/payee residence.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company (Newport Beach, CA) in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

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